Technology is advancing rapidly and we enjoy it. But as technology improves and so are the ways to do fraud. Scammers have developed new methods on how to steal credit card information from us consumers that don’t even suspect that we are being scammed. So how do we keep our credit card’s information secure?
Credit card scam on your email
Have you encountered scam emails, where in the provider of your credit card is asking you to update your credit card details? A link is usually attached on the mail and directs you to the site of your credit card provider where you can update those details, but instead of redirecting you to your card provider, the link goes to the scammer which has no association with your provider. The moment you filled up those details, they have now your credit card information and they can use it illegally on everything that they can think about.
How do you avoid credit card scam online?
The first thing to do is to never respond request from your email. Reliable institutions don’t send emails and links you to their web pages. You may check your credit account or access banking online to check the email validity.
If you want to purchase online, never purchase something from unsecured sites. Always do a research. Always remember not to divulge any information regarding your credit card information through emails. Emails are not secure and are easily read by others. Do not trust companies that use payment methods through emails. You are obviously being scammed.
How to know if the site is secure?
Internet sites that are secure use encryption while the transaction occurs. Usually, trusted sites use Secure Socket Layer or SSL. Sites that are SSL protected have a net address starting with https, compared to standard web pages which begin with http, and they have a small padlock icon at the bottom of the window.
Mastercard and Visa has developed an online shopping security which asks for password linking to your credit card as verification.